Thinking of downgrading to 9070XT

I bought a 4090 FE at MSRP 2 years ago by accident, and I can sell it now with $1200 profit, and get a Nitro+ XT, I could use extra cash to upgrade CPU and get an AIO, it’s kind of a no brainer except for the fact that it performs worse, would you make this switch? Or do I keep the 4090 until its value completely falls off. I’ve gotta act now before 5090s are in stock

My only concern is FOMO when Witcher 4 or next Cyberpunk comes out and I can’t use Path tracing.

extra info:

I game on 4k 120hz OLED tv, and mostly play Rocket League but Story games on ps5 except games like Cyberpunk because they look and run better on PC.