Being nebby but I always wonder how people here can have kids and own a couple of cars and property up north or a boat and like an ATV or two

The ultimate nebby post for sure but it’s a break from politics 😀

As the title says, I’m the breadwinner in a single family of two and earn about $150k a year. I live in a small house, still paying it off, just started a $400 a month car payment as my previous car broke down. I’m looking at all the McMansions and people who own all the stuff in the title and wondering what their monthly outgoings are and how they can afford it.

My necessities are about $3500 a month, and I lose a chunk of the gross monthly pay to taxes and health insurance.

What’s the trick?

Edit: to summarize for the responses, apologies the formatting seems to be getting ignored 🥲 * Generational wealth via inheriting property etc * Very high salaries with two people, with or without kids * Decent salary with very very good money management skills and good sense * don’t care to have/show any of these trappings of wealth * A couple of people unclear on the concept of Reddit as a discussion community and the concept of nebbiness saying mind your own business

Did I miss any?