Would it be dumb to rent a $3,000 apartment including utilities?

Live in a very HCOL area making 187k a year. Unfortunately losing my roommate (another roommate not an option for now), so have to move by myself.

Options are either nice $3100 apt or very cramped $2500 apt (both of these include expected utility costs).

I only owe $5k on my car at just under 2%. I’m currently maxing out ROTH IRA & 401k, hoping to buy a home in a MCOL of area in the future.

The difference between the 2 doesn’t sound big & I certainly can afford it. But paying $3100 for rent sounds insane. Can someone give me a reality check please?