Is Fallout 1st worth it?

Besides Cosmetically and Building wise is FO1st worth the $12.99/ month or $99.99/ year? I've been playing the game again after a large hiatus and I'm debating it but I don't have wasted money on something that isnt worth it? Like does it really affect my gameplay in anyway? Are the building items that much better than what I get as a free player?