Investment and Bank App

I use lunar bank which is fine so far and I find the app user friendly. However, I am thinking to invest small amounts especially on stocks and crypto's -

For Stocks: It takes 3 days(!) Days to transfer money to Aktiesparekonto from regular account and vice versa. Is there any other bank where it is real time but charge nothing?

Seems like, no additional charges for transfer or buying and selling stocks. Am I correct?

For crypto: It seems I can't transfer them to another wallet e.g, Binance. In case if I move out of Denmark and they will close my account after some time. Then I have to sell all and buy again to another exchange house. Right?

Is there any other alternative or bank they allows to transfer my crypto portfolio to another wallet? Or do you have any thoughts or advice for this? Should I use other international wallet instead?

Any more thoughts?

Sorry for writing in English and I have just started exploring. Hope hope you will understand.

Appreciate your time and response.