Are certifications in project management or product management worth it?

Currently I work in Finance in FP&A at a bank. I’ve been here for 6 years and did multiple roles all in finance. I am looking to leave externally as that’s the only way I’ll get a decent pay bump and the work culture is becoming more demanding with less resources. I’m not learning about finance anymore but just putting out content at this point.

I’ve only done finance roles in my current company. My first role as part of my analyst program was sort of a project management role. But the rest were finance/accounting focused. Recently I’ve been interested in project management as I may not have to be a SME on a single topic to do this. But I will still get to learn about multiple topics/businesses etc. I also am interested in learning more about product management (seeing a product go from development to the market) as I feel I would learn something different and could be a good asset if I were to start my own business in the future. However I have never done product management before.

I was exploring product management or project management courses I can take. But I don’t want to spend the time and money just to be told later on that they value someone with 5 years of experience over my certification.

Will a certification be worth it? Has anyone had success with them?