How do I survive without a mobile phone plan

Does everyone in Bermuda with a phone have to purchase a plan...

It Seems so because there is some daily government tax that needs to come off... and because of that, even if I take prepaid, I won't be able to receive calls if my phone isn't topped up with a balance??

Does anyone have a solution or suggestion?

I don't think I need a monthly phone plan paying over 100+ a month

If you don't have a plan, do you take prepaid and add credit daily, isn't that just as costly?