to finance...or not to finance

https://preview.redd.it/sorilq5ujqke1.png?width=1366&format=png&auto=webp&s=85b80297299c9f32f1944b0e6b5c969e118be9bc

Ight so i am a 15 year old boy with 1500 buckaroos saved up(crazy right?) and i was wondering...do you guys think i should wait for this laptop to release and finance it?as the chances of me not being able to pay this off is slim to none(not even joking)...or should i just buy the 4070 version of this laptop?i want to future proof and ensure that my laptop lasts for a while,and with more demanding games(gta 6)releasing i want to ensure i will be able to play whatever i want too without insane fps drops(i currently play on a amazon fire tablet :cry:). please give me your honest opinion on what i should do(also im getting a summer job that will be able to entirely cover this laptop)