Skinny Fat Skin

I'm an F22 and I'm 5'2 and 133/132 , I don't think I'm necessarily fat, but I can lose a few pounds and I do have some spots I can get slimmer in.

That being said, how do I get rid of like excess skin, like my stomach is not bloated nor super skinny it's just like a blob if it makes sense, even when I'm barely eating or exercising

Thank you