Front Bumper damage

Not an accident but I hit a rod on the parking lot and now the front bumper is damaged. Tesla body shop quoted $3k.

If I use my insurance I might end up with expensive premiums in future.

My questions are : Will the insurance report this as an accident?

Will it consider as an accident by insurance?

Also any other inputs to get this fixed?

Not an accident but I hit a rod on the parking lot and now the front bumper is damaged. Tesla body shop quoted $3k.

If I use my insurance I might end up with expensive premiums in future.

My questions are : Will the insurance report this as an accident?

Will it consider as an accident by insurance?

Also any other inputs to get this fixed?