Pay transparency just gave me a 30% raise - How should I invest it?

I thought I had negotiated well when I moved to Switzerland for my finance job. Turns out… I was dead wrong.

My company recently introduced a pay transparency policy, and I found out that I was making significantly less than my teammates with the same job profile. To fix this, they’re bumping my salary up by 30% overnight. Of course, I’m thrilled - but also a bit embarrassed.

Apparently, I under-negotiated hard when I joined, and my boss even joked, "Yeah, the company bought you pretty cheap."

I’ve heard about this happening in my industry and others—especially in Switzerland, where foreign professionals sometimes get lower offers than locals. But I was naive enough to think it wouldn’t apply to me. Well… silly me.

What’s Next? Investing the ‘Bonus’

I already live frugally and can now boost my savings rate to a crazy 75% each month. Most of my portfolio is in ETFs, but this additional income feels like yolo money, so I’m willing to take on significant risk. But the current market environment feels daunting.

So, how would you invest this extra cash?

• Would you go high-risk, low-risk, or split the difference?
• No property, no crypto, no alternative investments - just financial markets.

Curious to hear your thoughts! Have you ever been underpaid without realizing it?