New email- forbearance and question about consolidation and forgiveness
When I consolidated, I also applied to be put on an IDR or the SAVE a plan. After the consolidation went through, all the litigation happened before the application for the payment plan could be processed, and I was owing payment in the standard much higher amount. I called MOHELA and they agreed to put me on a forbearance with interest until my application was processed.
My forbearance is scheduled to end December 1, 2024 and I’m showing a payment owed that day. I also got a letter from Mohela saying I had a payment due by my payment amount had changed to be $20 less.
A couple days after that I got an email from Mohela saying I was now being played in a forbearance with zero interest while my application remained pending. Did something change? Did anyone else get similar notice or know what it means- do I owe payment or not?
Separately, since I consolidated by the deadline Biden gave for the readjustment, when is that readjustment happening?!! Did I f myself my consolidating?
Lastly, what about the forgiveness for those who owe more than they borrowed? Is that happening?