Given the recent change, what’s the best way of earning gold in safer seas?

Beginner here! I saved up for a galleon captained ship for my friends and i to play on doing the siren song quests but the pain of getting sunk constantly is making me not want to grind it again for a captained sloop. Is there a way we can farm enough gold on the safer seas in order to get the 250k necessary for the sloop? What would be the best method