New recertification date?

I just got a letter from Mohela that my recertification date changed to January of 2027.

Normally my husband have to pay to have our taxes done because we MFS in a communal property state. In riding the SAVE forbearance at about 75 qualifying payments, so when payments start back up again, I will have at least a few more years.

The tax benefits of MFJ are minimal for us, but if my recertification date is not until 2027, we at least wouldn't have to pay to get our taxes done for a couple years. Is there a downside to MFJ until I have to recertify? If payments start again it would just base it off my last recertification, correct?