Sell?

Hey gang. I know the sub is JustBuyXEQT, but have any of you considered selling and waiting for the correction to happen? I wouldn’t sell and go cash, but rather into a money market fund (ZMMK) earning 4.5%. To me that locks in a modest return while the market slides downwards ~20%. So I have ~1500 shares of XEQT right now with the price at $34.90. If I sell and get 4.5% on that $52350, in 12 months I would have $54700 which I could then use to repurchase XEQT at $28 giving me ~1935 shares. If I held onto XEQT at that same I would still only have ~1500 shares worth a total of $42000 at $28/share.

This of course assumes being able to time the market. And I’m not using absolute top and absolute bottom in my calculations, just reasonable, which I would call the top now around $35 (20% correction =$28). The downside is the market continues to go up and I’m left in the dust.

I’m just asking if anyone has experience with this and/or if other people see us being around the top right now for the next 8-12 months.

I’m on team JustBuyXEQT, but I do like the idea of a can’t lose game where I can earn more or less than XEQT with no equitable downside. I also wouldn’t sell all XEQT at once. Would sell 10% each month while the market is overextended, which I believe it has been since November.