What are your thoughts on small finance Bank's FD and savings A/c offering are they good ?

Looking to invest into SFB FD they're offering upto 9.10 % return on 2years tenure they are digc insuranced as well which makes it safe for atleast 5lac. Rupees

They're also offering SB account. With upto 6% intrest and they have all banking facilities+ airport lounge access for premium account with no limit on transaction they all sound good

But are they or there's a hidden risk or issue eager to hear from anyone who's using these services

Thanks