Applied on Tuesday, approved in 5 min. Received today - SBI CB CC
As usual, I got a spam call from SBI Credit Card, but I still picked it up. They started their usual script, explaining their wide range of cards. When I asked about the Cashback CC, they said the success rate is low if applied online and requested me to visit a branch.
So, I went to the branch the same day. The executive there asked me to apply through the Yono app using his referral ID. It got approved in just 5 minutes with a 40K limit lol. Got the card delivered on Thursday morning itself.
Currently holding: APay, HDFC Infinity, RBL IOCL
Last month, I applied for the DCP LTF cc, but it was rejected, stating that I can't hold dual cards—without any proper reason. I’ve already mailed their grievance team and am waiting for a response. If it’s unsatisfactory, I'll escalate it to the RBI Ombudsman.
Question: 1. What are my chances of getting the DCP card approved through this process, or should I wait a few months before reapplying?
I primarily applied to get the HDFC Core Card (plans to upgrade to infinia later) and for its BOGO offer. P.S.: I don’t have a savings account with HDFC.
As usual, I got a spam call from SBI Credit Card, but I still picked it up. They started their usual script, explaining their wide range of cards. When I asked about the Cashback CC, they said the success rate is low if applied online and requested me to visit a branch.
So, I went to the branch the same day. The executive there asked me to apply through the Yono app using his referral ID. It got approved in just 5 minutes with a 40K limit lol. Got the card delivered on Thursday morning itself.
Currently holding: APay, HDFC Infinity, RBL IOCL
Last month, I applied for the DCP LTF cc, but it was rejected, stating that I can't hold dual cards—without any proper reason. I’ve already mailed their grievance team and am waiting for a response. If it’s unsatisfactory, I'll escalate it to the RBI Ombudsman.
Question: 1. What are my chances of getting the DCP card approved through this process, or should I wait a few months before reapplying?
I primarily applied to get the HDFC Core Card (plans to upgrade to infinia later) and for its BOGO offer. P.S.: I don’t have a savings account with HDFC.