Audacity of HDFC
HDFC bank reduced limit of my Rupay Credit Card without any valid reasoning while I have been using and paying bills on time.
Not just that, I had used around 22K out of 52,000 Limit and they reduced it to 20,000 and had the Audacity to charge me for overlimit usage.
P.S I have raised a request with them for reversal of fee and then close this credit card.
Posting cause I saw a few other users here having their HDFC card limit reduced recently. Why are they doing it?
HDFC bank reduced limit of my Rupay Credit Card without any valid reasoning while I have been using and paying bills on time.
Not just that, I had used around 22K out of 52,000 Limit and they reduced it to 20,000 and had the Audacity to charge me for overlimit usage.
P.S I have raised a request with them for reversal of fee and then close this credit card.
Posting cause I saw a few other users here having their HDFC card limit reduced recently. Why are they doing it?