What’s the worst financial advice you’ve received?

For the most part I think Caleb has solid financial advice and makes it easy enough for people to understand the basics of personal finance. IE pay off your debts, don’t overspend, don’t neglect your retirement

However I have friends who, while they mean well, have given me TERRIBLE advice when I’ve told them that I watch FA. They recommend I don’t pay off medical debt since “it gets sent to collections but it won’t affect your credit at all at that point”. This was a few years ago before the new under $500 law took effect.

Another friend intentionally hid 10k credit card debt from their spouse with the plan of saving $5000 for a down payment on a house.