Brokerage finally broke even after buying high at the end of '20
Had I sold at the start of '21 when it all went down, and bought back in this year, I'd be seeing that 13% S&P gain for this year.
But would I ever try timing the market? Absolutely not. I'd probably have bought back in and sold again at all the wrong times. Can almost guarantee selling in Sept/Oct and be too scared to buy in November.
I expect a big correction after this tear the market has been on since November. And I'm gonna sit on everything when that happens too. Doesn't matter what happens year over year if I'm planning to hold for decades.
Almost purely VT and FZROX/FZILX between brokerage and Roth.