Laid off, would you postpone trying?

I'm 32 and got married last year after being together for 6 years. We had planned on immediately trying to get pregnant, knowing that it could take a long time. We both would be devastated to not have a family, but enjoy life and would be fine waiting if it didn't come with a cost of lower chances and being older parents with active kids.

I was just laid off and it's been tough starting the application process, looking at the economy and job market right now. I'm not sure how long it's going to take me to get a new job. I'm worried about not getting work and then being unable to get back into the job market pregnant or with a new born.

I haven't gone to the doctor for fertility tests or anything because I had heard that basically you needed to be regularly trying before they would really do anything. We have been sort of casually trying for about five months but started being safer once I got laid off.

I felt ready and excited to be a mom, but also feel so scared about the economy and so the thought of also being pregnant right now seems terrifying. Both emotionally and financially. Realistically we would be ok financially on my husband's salary, but it would be tight.

I'm equally terrified that if I keep waiting I will wait too long and realize it is too expensive or too impossible to get pregnant.

I know that I'm in a panicked frame of mind right now. Anyone been through something similar that has practical advice for how to plan something that everyone says is impossible to plan?

Is it dumb to wait for a more perfect future time? Or reasonable to wait when I'm feeling so stressed getting through each day already? Both options seem equally bad and I would love an outside perspective from someone who has been through this before.